Effective Date: 26th Aug 2025
Welcome to Kamakshi Financial Services. By accessing and using our website and services, you agree to comply with the following Terms and Conditions. Please read them carefully.
1. Services Offered
Kamakshi Financial Services provides education loan consultancy and related advisory services. We assist students in understanding, applying for, and securing loans with financial institutions.
2. Eligibility
By using our services, you confirm that you are at least 18 years of age and capable of entering into a legally binding agreement.
3. Use of Information
You agree to provide accurate, complete, and up-to-date information for processing your loan application. We are not responsible for delays or rejections caused by incorrect or incomplete details provided by you.
4. Advisory Role
We act as a consultant and facilitator. Final approval or rejection of education loans is at the sole discretion of banks/financial institutions. We do not guarantee loan approval.
5. Fees and Charges
Any applicable consultancy charges (if applicable) will be clearly communicated before availing services. Payments made are non-refundable unless otherwise agreed in writing.
6. Confidentiality & Data Protection
Your personal information is handled in accordance with our [Privacy Policy]. We will never sell or misuse your information. However, details may be shared with financial institutions for loan processing.
7. Limitation of Liability
- We are not liable for delays, rejections, or decisions made by banks/financial institutions.
- We are not responsible for losses arising from reliance on loan approval timelines or conditions.
- Our liability is limited to the extent of the consultancy fees paid to us.
8. Intellectual Property
All content on this website, including text, graphics, and logos, is the property of Kamakshi Financial Services and may not be copied or reproduced without prior consent.
9. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or policies of these external sites.
10. Changes to Terms
We may update or modify these Terms and Conditions at any time. Continued use of our website and services will signify your acceptance of the updated terms.
11. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of India.
12. Contact Us
If you have any questions regarding these Terms and Conditions, please reach out to us:
Kamakshi Financial Services
+919952612998